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Money, Medicare & Benefits

Financial Help for Caregivers: Benefits Worth Knowing

VA benefits, ways to get paid, leave laws, tax basics, and the programs many families never hear about.

7 min readOrganization, not medical adviceSources from trusted public agencies

Caregiving is expensive, in time and money. There's no single program that covers it all, but there are several worth knowing — and many families miss them simply because no one told them they existed.

Everything here is general information. For your specific situation, talk to the relevant agency, and see a tax professional about anything tax-related.

For veterans' families

If your loved one is a veteran, two programs stand out. Aid & Attendance adds money to a VA pension for those who need help with daily activities — effective Dec 1, 2025, up to roughly $2,424/month for a single veteran and about $1,558/month for a surviving spouse (rates are published annually by the VA). And the Program of Comprehensive Assistance for Family Caregivers (PCAFC) can provide a monthly stipend plus training, respite, and health coverage to eligible family caregivers. Start with the VA Caregiver Support Line at 1-855-260-3274.

Getting paid, leave, and taxes

  • Medicaid self-directed care — in many states, the person receiving care can hire a family member
  • FMLA — up to 12 weeks of unpaid, job-protected leave to care for a spouse, child, or parent (if you and your employer qualify)
  • State paid family leave — a growing number of states offer partial wage replacement; check yours
  • Tax provisions — the Child and Dependent Care Credit, claiming a qualifying relative, and the medical-expense deduction may apply; confirm with a tax pro
  • National Family Caregiver Support Program — funds respite, counseling, and training through Area Agencies on Aging

The single best starting point for finding local help is the Eldercare Locator (1-800-677-1116), which connects you to your Area Agency on Aging.

  1. Call the Eldercare Locator (1-800-677-1116) to find local caregiver support programs.
  2. If your loved one is a veteran, call the VA Caregiver Support Line (1-855-260-3274).
  3. Ask HR about FMLA, and check your state for paid family leave.
  4. Ask your state Medicaid office whether you can be paid as a caregiver.
  5. Talk to a tax professional before tax time about credits and deductions.
What to keep organized

Keep a benefits folder with the veteran's records and VA letters, FMLA paperwork, and any state-leave claim numbers, plus a running list of programs applied to (with dates and contacts) and all caregiving receipts in one place.

Frequently asked questions

Can I get paid to take care of my elderly parent?

In many states, yes — through Medicaid self-directed or consumer-directed programs, and for veterans' families through VA programs like Veteran-Directed Care. Availability and rules vary by state, so start with your loved one's Medicaid case manager or the VA.

How does VA Aid & Attendance work and how much does it pay?

It's a monthly add-on to a VA pension for veterans or surviving spouses who need help with daily activities. Effective Dec 1, 2025, it can reach roughly $2,424/month for a single veteran and about $1,558/month for a surviving spouse. Apply through va.gov/pension.

Can a spouse or child be paid to care for a veteran?

Yes — the VA's Veteran-Directed Care program provides a budget the veteran can use to hire relatives (including a spouse or adult child in many cases), though availability varies by location.

What is the VA PCAFC program?

The Program of Comprehensive Assistance for Family Caregivers provides a monthly stipend plus training, respite, and health coverage to eligible primary family caregivers of seriously injured veterans.

Does FMLA cover caring for a parent?

Yes — FMLA provides up to 12 weeks of unpaid, job-protected leave to care for a spouse, child, or parent with a serious health condition, if you've worked enough hours and your employer is covered.

This guide is general educational information to help you stay organized. It is not medical, legal, or financial advice. Please consult qualified professionals about your loved one's specific situation.

Keep it all in one place

The Care Command Center turns everything in these guides into one calm dashboard — medications, appointments, documents, expenses and an emergency one-sheet — as a web app, Excel and Google Sheets.

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