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Care Options & Your Wellbeing

Respite Care & Sharing the Load

What respite care is, how to find it and pay for it — and how to build a care team so it's never all on you.

5 min readOrganization, not medical adviceSources from trusted public agencies

Respite care means temporary care that gives you, the caregiver, a genuine break — a few hours, a day, or a short stay. It's not a luxury or a failure; it's part of caregiving sustainably, and there are more ways to find and fund it than most families realize.

Sharing the load also means building a small team, so caregiving never rests entirely on one person's shoulders.

Types of respite, and how to pay

Respite comes in a few forms: an in-home aide, an adult day program, or a short overnight stay at a facility. Funding routes include the National Family Caregiver Support Program (through Area Agencies on Aging), state Lifespan Respite voucher programs, Medicaid waivers in nearly all states, and — for veterans — a VA respite benefit of up to 30 days a year. Medicare covers respite only under its hospice benefit. Costs vary, but adult day programs are usually the most affordable option.

Building a care team

Sharing works best when it's organized. Name a primary caregiver, then divide tasks by each person's strengths and proximity — one handles finances, another does grocery runs, another visits on weekends. Even far-away relatives can help with phone calls, bills, or research. Start small: try a half-day of respite before committing to a regular schedule.

  1. Call the Eldercare Locator (1-800-677-1116) to find local respite and voucher programs.
  2. Search the ARCH National Respite Locator for in-home, adult day, and short-stay providers.
  3. Check coverage: ask Medicaid about waivers; if a veteran, call the VA Caregiver Support Line.
  4. Hold a family meeting to name a primary caregiver and split tasks in writing.
  5. Try one small respite block first, then build a routine.
What to keep organized

Keep a one-page care summary (conditions, medications, doctors, allergies, insurance numbers), a shared caregiving calendar and task list, a contact list for respite providers and caseworkers, and a record of respite hours used.

Frequently asked questions

What is respite care?

It's temporary care — in-home, at an adult day program, or a short facility stay — that gives family caregivers a break to rest and recharge. It's a normal, healthy part of sustainable caregiving.

How much does respite care cost?

It varies, roughly $10-$35 an hour depending on the type. Adult day programs are usually the most affordable, while in-home respite tends to cost more.

Does Medicaid or Medicare pay for respite care?

Medicaid covers respite in nearly all states, most often through Home and Community-Based Services waivers. Medicare covers respite only under its hospice benefit, as short inpatient stays.

How do I find respite care near me?

Contact your Area Agency on Aging through the Eldercare Locator, search the ARCH National Respite Locator, or ask your state Medicaid office about waiver-funded respite.

How do I get other family members to help?

Hold a family meeting, name a primary caregiver, and divide specific tasks by each person's strengths and location — even far-away relatives can handle calls, bills, or research. Putting it in writing helps.

This guide is general educational information to help you stay organized. It is not medical, legal, or financial advice. Please consult qualified professionals about your loved one's specific situation.

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