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Free tool

Caregiving Cost Calculator

Add up the real yearly cost of caring for a loved one — the expenses that quietly add up.

Monthly costs

Your estimated cost

Fill in whatever applies — leave the rest blank — then add it up.

Caregiving costs are easy to underestimate because they arrive in small pieces: a prescription copay here, gas there, supplies, a few lost work hours. This calculator adds them into a clear monthly and yearly total, so you can plan and share costs fairly.

Family caregivers spend around $7,200 a year out of pocket on average — seeing your own number makes budgeting (and asking for help) far easier.

Common questions

How much does caregiving cost per year?

Family caregivers spend roughly $7,200 a year out of pocket on average — often about a quarter of their income — though it varies widely. This tool adds up your specific costs across medical, supplies, transportation, meals, paid help, and lost wages.

Are caregiving expenses tax deductible?

Some may be — for example, medical expenses or claiming a qualifying relative as a dependent — but the rules are specific. Track every expense by category and receipt, and ask a tax professional what applies to your situation.

This is a free planning and organization tool. It provides general estimates and information only, runs entirely in your browser, and is not medical, legal, or financial advice.

Do it all in one place

These free tools each do one job. The Care Command Center keeps medications, appointments, costs, documents and an emergency sheet together in one calm dashboard.

Meet the Care Command Center