Home Care vs. Assisted Living Cost Comparison

One of the most common questions families face is whether it's cheaper to bring care into the home or move to assisted living. The honest answer is: it depends on how many hours of help are needed. This tool shows both monthly costs and the crossover point for your situation.

Cost is only one factor — weigh safety, social connection, medical needs, and your loved one's wishes alongside the numbers.

Common questions

Is home care or assisted living cheaper?

It depends on hours. Home care is generally cheaper up to around 40 hours a week; beyond that, assisted living often costs less. This tool calculates the exact crossover point using your rates.

How much does assisted living cost per month?

The 2025 national median is about $6,200 a month, ranging from roughly $4,000 to nearly $11,000 depending on location and the level of care included.